Banking, Credit Risk & Insolvency Expert

Bruce Debenham

FCA • BSc (Hons) • Forensic Accountant

An independent senior risk management professional and banking and finance expert witness with over 30 years of experience across banking, insolvency and management consulting. Combines deep expertise in credit risk, lending, impaired assets, financial analysis and insolvency with senior executive, board and regulatory experience across complex commercial, agricultural and retail banking matters.

30+ yrs

Banking, insolvency & consulting experience

AUD 3.7 Bn

Loan portfolio managed

AUD 10 Mn

Delegated lending authority

6

International court jurisdictions listed

Overview

Bruce Debenham is a senior banking and risk management expert with over 30 years of experience across credit risk, insolvency and financial advisory. He has held senior leadership roles in major financial institutions and has extensive experience in credit assessment, lending frameworks and distressed asset management. Bruce specialises in credit risk, lending practices and insolvency-related disputes, and has acted as an expert witness in court proceedings across multiple jurisdictions. His expertise combines strong analytical capabilities with practical banking experience, enabling him to provide commercially grounded opinions in financial disputes.

Qualifications

BSc (Hons) Management & Administrative Studies, Fellow, Chartered Accountants Australia & New Zealand, Chartered Accountant (Forensic)
Fellow (FCA) – Chartered Accountants Australia and New Zealand and Forensic Accountant – Chartered Accountants Australia and New Zealand

Expertise & Experience

Credit risk assessment and lending practices, Banking and financial risk management, Insolvency and restructuring, Financial analysis (cash flow, P&L, balance sheet), Forensic accounting and dispute support, Expert witness testimony in banking disputes

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